Theoretically speaking, family wealth, educational cost, career income, and the cost of diversifying labor income risk are the chief variables in viewing career value.

在理论上，家庭财富、教育投入成本、职业收入以及分散劳动收入风险的成本是衡量职业价值的主要指标。

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During the same period, families have been asked to absorb much more risk in their retirement income.

在同一时期，家庭的退休收入承担了更多风险。

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The reason is simple: in return for shouldering extra risk, investors require a bigger income.

原因很简单：作为承担额外风险的回报，投资者们要求更高的收入。

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That's because the most important risk that individuals face is the risk of major losses of income.

因为个人所面临的最大风险,就是收入的大量流失。

耶鲁公开课 - 金融市场课程节选

Omit the income and risk an audit?

FORBES: New: Taxation of Frequent Flier Miles

If the primary reason you are in a money market fund is because you want income with little risk.

FORBES: It's Time To Start Selling Money Market Funds

Investment in bonds as part of portfolio diversification should be done via a mix of sectors matching your income needs, risk tolerance and interest rate outlook.

FORBES: Better Bonding